Many New Jersey residents who are thinking about getting a divorce from their spouse have more questions than answers about the legal process, even if they have arrived at a decision on the matter from an emotional and family standpoint. Each divorce case is different, so there will be different hurdles for any given individual no matter what. However, even before a divorce case starts, there are certain steps that can be taken to help ease the transition to a newly single life.
For example, a recent news article noted some steps that can be taken in regards to your credit as a divorce approaches. First, the report pointed out that it can be prudent to get a copy of your credit report and note which accounts are linked to you personally. Make note of joint accounts with your soon-to-be ex-spouse, as those will be the ones that will need to be addressed in the property and debt division part of the divorce case. Or, as the recent report noted, you and your spouse may agree to close joint accounts prior to the divorce case.
Another step that might help, as mentioned in the recent news article, is to contact creditors to advise them of the coming divorce and change in your marital status. This might allow for negotiations with the creditor for how debt can be addressed, such as through payment plans or changing a joint account to an individual account.
No matter if the proactive steps you are taking before a divorce are related to your credit or other concerns, planning for such a life-altering event is crucial. Getting the right information about legal options and other concerns can help New Jersey residents to be prepared to go forward with a divorce.